{"product":"morivex","domain":"Life insurance needs analysis and policy optimization","version":"1.0.0","endpoints":["/health","POST /api/v1/needs -- DIME + HLV needs analysis with coverage gap","POST /api/v1/coverage -- Coverage gap analysis","POST /api/v1/compare -- Term vs whole life NPV comparison","POST /api/v1/ladder -- Multi-policy ladder optimization","POST /api/v1/premium -- Premium estimation by age, health, term","POST /api/v1/montecarlo -- Mortality-weighted coverage adequacy simulation","POST /api/v1/sensitivity -- OAT sensitivity analysis with tornado data","GET /api/v1/data/mortality -- SSA mortality table","GET /api/v1/data/premium-rates -- Term life premium benchmarks","GET /api/v1/data/underwriting -- Underwriting class criteria","GET /api/v1/data/insurers -- Top 50 US life insurer ratings","GET /api/v1/data/defaults -- Insurance planning parameters","GET /api/v1/data/counties -- County insurance context (Census ACS)","POST /api/checkout -- Stripe checkout session"]}